When your current mortgage product is due for renewal you should speak to our advisers about your next steps. We can recommend the right mortgage product to suit your current circumstances, whether that be to renew with the same lender, or to re-mortgage with another lender who could offer a better rate or more flexible terms. The advice you will receive will not just take into consideration the money you could save on interest costs, but the time, professional costs and early repayment charges that would be incurred when setting up your new mortgage.